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Luckily no one died in that accident. But the incident is part of a larger epidemic that is most certainly killing people on America’s roads. Even as cars themselves are becoming safer thanks to better technology and design, the rise of smartphones has been correlated to higher rates of road accidents and traffic fatalities, insurance experts say. Last year 40,200 people died in traffic accidents, an increase of 14% over 2014. Now auto insurers are jacking up premiums on drivers in response to the increase in collisions. More accidents equate to higher costs for insurance companies, and insurers pass along these costs to customers. The Boston Globe reports that insurers plan on increasing auto premiums 3% to 6% on Massachusetts drivers this year, on top of increases of 6% to 9% in 2016. Insurers in North Carolina, meanwhile, have requested auto premium hikes averaging 13. 8%, according to the Charlotte Observer. Drivers in neighboring South Carolina saw their auto insurance rates increase an average of 8. 9% last year.

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01.14.2007 | 34 Comments

They do not treat the underlying improper musculoskeletal bio mechanics that can and often do lead to future pain. Dr. McNeil specializes in treating and correcting the many symptoms associated with auto accident injuries such as: neck pain, headaches, back pain, numbness in arms and legs, sciatica, disc bulge, hip pain, shoulder pain, dizziness, anxiety/tension, and many more. At McNeil Chiropractic we specialize in auto accident injury. Our comprehensive rehabilitation services focus on structural correction of the spine and posture, not just pain relief. In addition to chiropractic spinal adjustments we also provide other therapies like heat, ice, traction, massage, neuro muscular therapy and postural exercises.

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01.14.2007 | 16 Comments

You must understand that once you have paid off your car, and its value decreases. Even though you may consider dropping this coverage to save money on premiums, you should take into consideration whether or not the savings would be enough to offset the risk of having to pay the entire cost of repairing or replacing the vehicle . Once you do decide on the coverage you want, when shopping for auto insurance quotes you should be sure to ask about any available discounts such as reductions for drivers who own their own vehicle. Being that you own a recently paid off vehicle, you want to make certain that your vehicle remains well protected. You should obtain several quotes to contrast and compare while making sure that the coverage you select considers such factors as the make and model of the vehicle, its features, such as air bags and an anti theft deterrent device, along with your driving habits to ensure the best quality and coverage at an affordable rate. Now, the future of mobility looks poised to upend that model and change nearly everything about auto insurance: who the customers are, what products they demand, and how to market to them.